Alternative Risk Underwriting (ARU), provides the following products and services to brokers, agents, and middle-market businesses:
Workers’ Compensation, General Liability, and automobile coverage for commercial businesses via captive and alternative risk financing solutions
Employee health insurance
Property, Umbrella and other coverage programs
Development and design of new group captive facilities for homogeneous or heterogeneous insureds
Development and design of alternative captive or risk purchasing groups
Rent-a-Captive or agency captive alternatives
Captive consulting and management of all components of the group captive reinsurance company
Captive board meeting services
Captive domicile management, investment management, actuarial, and accounting partnerships
Expert loss analysis and rating, underwriting management services
Management and placement of fronting insurance carrier and reinsurance
Claims Administration oversight and consulting
Loss Control/Safety services oversight and administration
Financial reporting and shareholder report administration
Insurance Policy administration
Ongoing new business & renewal support for brokers and insureds
Training and informational seminars for brokers and insureds

ARU Group Captives will consider a variety of businesses in the agriculture, manufacturing, service, distribution, wholesale, and construction industries. In Canada, ARU captives provide commercial trucking coverages.