Alternative Risk Underwriting
Alternative Risk Underwriting (ARU) is a privately held, independent company that provides member owned group captive and alternative risk solutions for mid-sized businesses across North America. Commercial property and casualty insurance coverage are the typical coverages written.
Our team of professionals are industry specialists who average over 15 years of experience with technical expertise in the following areas: captive insurance solutions, casualty underwriting, property underwriting, reinsurance, actuarial science, information technology, alternative and capital markets, claims and loss control management, commercial insurance and risk management sales and marketing.
ARU employees have been working in the alternative risk financing and captive sector of the insurance industry since the early 1980’s, when the alternative risk concept was in its very early stages. We have worked with virtually every industry sector to provide customized group captive and alternative risk solutions over the past 25 years and continue to seek out the best risk financing solutions for our clients.
After many years of creating diverse insurance and risk financing solutions with some of the world’s largest insurance and brokerage companies, Christopher Payne co-founded Alternative Risk Underwriting in 2002. ARU’s goal is to offer insurance brokers, agents, and mid-sized commercial businesses a collaborative, user-friendly approach to group captive risk financing solutions.
Learn more about our team’s captive insurance expertise.