• A letter from the President

    February 14, 2015

    Welcome to our new website! We hope our website will give you valuable periodic updates as to the current state of our unique sector of the insurance industry and also keep you current with what is new at our company. Alternative Risk Underwriting — or ARU for short — as many of you know, is an independent privately owned company ...

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  • What Makes a Good Captive Member or Prospect?

    February 14, 2015

    A letter from the President … A fundamental question we hear frequently here at ARU is, “What makes a good group captive member or prospect”? There are a few basic requirements, and our way of answering the question might not be entirely conventional. The biggest bias toward captives for the middle market is that many brokers and ...

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  • Do-It-Yourself Insurance

    February 13, 2015

    From Private Wealth (fa-mag.com), JULY 11, 2014 By FRANK W. SENECO, R. WESLEY SIERK III & EVAN JEHLE Many high-net-worth business owners can significantly benefit by creating and managing a captive insurer. But while captive insurance is a potent and valuable advanced planning strategy in the right circumstances, its complexity can sometimes be off-putting. Nevertheless, high-net-worth business owners are ...

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  • Captive insurers can hold down group health costs

    February 7, 2015

    From Business Insurance By Jerry Geisel BOCA RATON, Fla. — Employers looking to hold down group health care plan increases should consider turning to their captive insurers, a consultant says. Compared to purchasing coverage in the traditional market, funding group health care plan benefits through a captive can result in a “pricing advantage initially and at renewal,” said Debbie ...

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