Commercial Truck Insurance Cost Control Measures

  Commercial truck insurance costs are rising, which is adding to an overall increase in the cost of operating a fleet. Although the trends driving commercial truck insurance rate increases are complex, fleet operators do have options for taking control of both risks and costs. What Does Commercial Trucking Insurance Cost Now? Commercial truck insurance […]

Controlling Your Commercial Business Insurance Cost

As a business owner, you’ve probably noticed that the cost of commercial business insurance is  rising. With market trends impacting rates and coverage availability, business owners are looking for new ways to control their insurance costs while managing their risks. How Much Does Business Insurance Cost Today? Business owners haven’t been able to catch a […]

A letter from the President

Welcome to our new website! We hope our website will give you valuable periodic updates as to the current state of our unique sector of the insurance industry and also keep you current with what is new at our company. Alternative Risk Underwriting — or ARU for short — as many of you know, is an independent privately […]

What Makes a Good Captive Member or Prospect?

A letter from the President … A fundamental question we hear frequently here at ARU is, “What makes a good group captive member or prospect”? There are a few basic requirements, and our way of answering the question might not be entirely conventional. The biggest bias toward captives for the middle market is that many brokers […]

Do-It-Yourself Insurance

From Private Wealth (fa-mag.com), JULY 11, 2014 By FRANK W. SENECO, R. WESLEY SIERK III & EVAN JEHLE Many high-net-worth business owners can significantly benefit by creating and managing a captive insurer. But while captive insurance is a potent and valuable advanced planning strategy in the right circumstances, its complexity can sometimes be off-putting. Nevertheless, high-net-worth […]

Captive insurers can hold down group health costs

From Business Insurance By Jerry Geisel BOCA RATON, Fla. — Employers looking to hold down group health care plan increases should consider turning to their captive insurers, a consultant says. Compared to purchasing coverage in the traditional market, funding group health care plan benefits through a captive can result in a “pricing advantage initially and at […]