ARU Staff Experience and Expertise
ARU’s staff has industry veterans and experts in captives, group captives, alternative risk financing, and various other supporting technical disciplines (actuarial, information technology, insurance structures and coverage, claims & loss control).
ARU staff has been doing alternative risk and captive solutions for over 30 years with some of the largest and most innovative companies in the insurance industry. Our people have handled group captive insurance companies that were formed as far back as 1980 (one of the original group captives in the United States). We have seen many differing captive and alternative risk financing structures as underwriters and consultants over the years, and have used what works and what doesn’t to create the best structures in the business for our clients.
ARU is led by a dynamic and driven management team that focuses on client service, employee growth and satisfaction, and creating value for all of our business partners.
ARU Home Office Team
Christopher Payne – President & CEO, ARU
Chris began his career in 1983 as a national account underwriter for American International Group, where he worked with a variety of captive insurance and cash flow insurance programs for Fortune 1000 companies. Chris moved to Arthur J. Gallagher & Co. in 1985 where he was a top producer and manager for the brokerage firm, specializing in risk management products. Chris then worked as a senior manager and principal at Willis and Aon Corporation where he co-founded new divisions/profit centers specializing in group captives, alternative risk financing programs for commercial insured’s, financial guarantee programs, and underwriting programs for niche classes of business.
In 2002 Chris co-founded and became President & CEO of Alternative Risk Underwriting. Chris specializes in captive design and formation, working with ARU’s key insurance and reinsurance partners, and has overall responsibility for ARU products and captive insurance services.