MANAGING RISK


Alternative Risk Underwriting (ARU), are industry experts that help mid-sized companies finance their business insurance risk through uniquely structured “member-owned” group captive reinsurance companies. Our clients have greater control, stability, and lower cost than what is available under traditional business insurance solutions. 

MANAGING RISK


Alternative Risk Underwriting (ARU) are industry experts that help mid-sized companies finance their business insurance risk through uniquely structured “member-owned” group captive reinsurance companies. Our clients have greater control, stability, and lower cost than what is available under traditional business insurance solutions. 

Group Captive Insurance from Alternative Risk Underwriting

 

Does your business maintain good safety practices, management and a solid financial condition?

Is your business paying more than $250,000 in primary casualty insurance premiums?

Does your business provide health insurance for more than 50 employees?

 

Then, think Captive Insurance!

Captive insurance isn’t for every business, but if the answer to all these questions is “Yes!”, you may qualify to participate in a member-owned, group captive reinsurance company. A captive insurance program through Alternative Risk Underwriting (ARU) can save you thousands of dollars each year, all written in partnership with A.M. Best A or A+ rated insurance carriers.

The power of group captive insurance

Large corporations have been using captive insurance for years to reduce and stabilize their insurance costs, provide much greater control, and in some cases, act as an additional profit center for the company. But you don’t have to be in the Fortune 500 to benefit from a captive program. Let Alternative Risk Underwriting (ARU) show you what captive insurance can do for mid-sized companies when they partner with other, similar businesses. We’ve been helping businesses just like yours for more than 25 years, with personalized service that fits your particular needs.

Insurance available in a captive program

Whether you need primary casualty coverage, workers compensation, general and product liability, commercial auto, commercial property, business interruption, health insurance for your employees, or other coverages, you can find it in our captive insurance programs. Learn about how to get started with captives and about the expertise and experience of Alternative Risk Underwriting (ARU). Then contact ARU to find out what a group captive, member-owned insurance program can do for your business.