Welcome to our new website!

We hope our website will give you valuable periodic updates as to the current state of our unique sector of the insurance industry and also keep you current with what is new at our company.

Alternative Risk Underwriting — or ARU for short — as many of you know, is an independent privately owned company specializing in alternative risk solutions specifically for the middle market business sector.  We provide a variety of underwriting, program management, and captive consulting services for middle-market corporations, brokers, insurance companies & reinsurance companies throughout the United States and Canada. We are a boutique operation that provides much needed alternative risk products exclusively to the middle market to meet their property & casualty, and health benefits business insurance needs.

Our approach to risk financing is akin to that of an investor that takes the long-term approach in their investment activities. Our group captive products offer a way for middle market companies to capture the underwriting profit and investment income that formerly went to their insurers, under a low-volatility funding approach that offers long-term savings and stability. We are the direct opposite of the speculative investing or get rich quick approach. If you join us and stay the course – you will be a significant winner over the long-term!

We look forward to bringing you updates for the alternative risk insurance sector and ARU.  Please feel free to contact any member of the ARU team with questions, and thank you for visiting our website!